To support a Borrower Defense claim, it is highly recommended to provide evidence with your application to "State a Legal Claim," and prove to the Department that you were misled. How long until I get a response for my Borrower Defense Application? Is there anything that I can do? I am REALLY relying on the lawsuits against ai and the fact that the schools closed down because of fraud. They allegedly had to change their credit value when I was attending. However, dont let this stop you from submitting the application, because again, this may be your best and perhaps even only chance at discharging your loans. I dont think this is enough to get an approval the school saying theyd help with finding a job is a pretty open-ended promise. NOTE: This is the official Government website for the program, so you can trust it. What exactly did they tell you? Thanks, this is EXACTLY what we went through with our son at the Art Institute of Portland. One I graduated and asked for help finding a job they just put my resume on monster.com, thats all the help I got. I have been trying to fight the damn loans I was totally tricked into getting (even though I was continuously telling the financial aid admins that I was having a hard time even understanding what they were saying) they still managed to con me into getting them, .or signing me up for them without telling me very much about the consequences. Hi tim, Thank you so much for all of this info, youre a true hero! So then I enrolled in San Bernardino Valley college to acquire marketing skills in which The Art Institute failed to teach/provide as part of their program which they cancelled midway for lack of teachers. This is for Art Institute members of Sweet v. Cardona. To support a Borrower Defense claim, it is highly recommended to provide evidence with your application to "State a Legal Claim," and prove to the Department that you were misled. I personally know people who waited over a year before they heard anything back from the Department of Education, and the lines have grown even longer as more and more people apply for forgiveness benefits. Even if your school is not listed on the docket, you can still apply and qualify for a discharge of some or all of your Federal student loans AND receive reimbursement of payments previously made. Any advice? Click here to see if we can help you! Brandon went to our Document Dashboard and ordered documentation to substantiate his claim; he filed his Request for Reconsideration with the same documents Bridgette used, and received an approval for discharge within just a few weeks! The writing of the claim has to be thorough, living no stone unturned. Third Report of the Special Master for Borrower Defense to the Under Secretary . Borrower defense to repayment is a type of federal student loan discharge for students who attended a school that broke state laws related to how federal student loans were provided. As explained earlier, students get loans that they took during your study at The Art Institute written off if you meet two essential criteria. The secretary also extended the window for closed-school discharge to six months for students at 24 other Dream Center schools including Argosy locations that closed. Thats hard to say. I then decided not to go and another person contacted me and he seemed like he was so pushy to get me in so I thought maybe I would go ahead and apply. Im so vex that they did this to me! In this way, Ashford university student loan forgiveness comes forward as an incentive for borrowers to solve the problems. Please let me know what you think about this. This means that the federal government or debt collection companies will stop attempting to collect on the loans, including by not withholding money from your wages or income tax refunds. Id make sure to explain EXACTLY what they showed you, who showed it to you, when it happened, where you were when it happened and how it changed your decision making process about borrowing money to attend the school. Good luck! Try contacting the Student Loan Ombudsman Group to ask if you can include these in a BDAR Application, then let me know what they say. No one is going to forgive loans because of bad teachers, for example. Unfortunately, yes. 10 years later Im still about $60,000 in debt with (originally) Salllie Mae who sold it to Navient without any knowledge. However, it is also vital to point out that knowing what ongoing trends are within the framework. Id look into filing a BDAR Discharge Application against AI. Keep in mind that different eligibility and requirements will apply to different schools and students. I think It was about a month or two I had attended before dropping. To be honest, I dont really think that you will want to include these other details in your BDAR Application, because the program is not built to let you discharge debt from bad experiences or issues with the quality of your education programs; its created to help you get rid of debt that was created over FRAUDULENT ACTIVITY on the schools behalf. If youve graduated, then you will NOT be eligible for a Closed School Loan Discharge. Losing their accreditation may not matter though if you have already graduated? He previously worked as the hospitality and tourism news reporter at the South Florida Business Journal. Hello, I attended the art institute of Pittsburgh from 2006 to 2010, I went into there special effect program. I attended The Art Institute Of Pittsburgh Online Division from Spring 2007 to Winter 2011. About 5 months after graduating I still hadnt received my actual degree (Associates in Occupational Studies)- I called some of my former classmates who informed me they had just received theirs, some were still waiting. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. I attended the art institute from 4/09-3/11. Do you think Im eligible for loan forgiveness? She went with a member of her paternal family and signed up. That sounds ridiculous. I did a bit of research and I stumbled on your site. The Department of Education announced "transformative" changes to the Public Service Loan Forgiveness program, immediately making 22,000 borrowers immediately eligible for debt cancellation and student loan forgiveness. Or phone call? Your BDAR Discharge Application should get approved since you spent the extra time to gather HARD PROOF against the school! Like the Art Institute, the closure of these institutes means enrolled students who took student loans are eligible for loan forgiveness. Thank you. ITT Technical Institute filed for bankruptcy in 2016 and shut down all campuses, affecting 149 locations and roughly 40,000 students, amid lawsuits and investigations over alleged predatory lending practices. To top that off half way through his education the professor passed away so my son who was studying yatch and marine design now was being educated by the culinary professor. Teachers were a mixed bag; I did have some truly awesome ones, including, ironically, the best math teachers Ive ever been a student for. Bridgette used the newspaper article above that we provided her as one of the documents she uploaded to her claim. I also wanted to ask if he would still be eligible even though he recently consolidated his federal loans? For more information, please see our @ Tim; is that an Arabian in your picture? I have no idea where to go to find out; Id set up a Google Alert and keep searching daily to see if any stories about them pop up. I attended in the late 90s early 2000s, so Im not sure if I can qualify for forgiveness, but Im going to try. At stake: forgiveness of up to $20,000 in debt for more than . Thanks for your reply. For students who do not qualify for art institute loan forgiveness under this program, consider the Borrowers Defense Against Repayment. Please reach us at info@borrowerdefenseschoollist.com if you cannot find an answer to your question. I hope you managed to turn a profit off your lawsuit! This time around I got Financial aid, federal loans and grants. If so, you can use this illegal behavior as your reason for filing a Borrowers Defense Claim, stating that it was this illegal activity that convinced you to borrow money to attend the school. The Borrower Defense to Repayment application is absolutely free! By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Before attending I was allowed to enter an Art Innovation poster competition- which I won first place and was granted $3000 towards my tuition. To be clear, I suggest that EVERYONE applying for BDAR spend a bit of time playing with the Internet Archives Wayback Machine, looking at old versions of the schools website from around the time that they started thinking about applying for the school. First, are you currently attending another school after having transferred your credits from the Art Institute? This means that if your student loans are forgiven you will then be left with a big payout to the Internal Revenue Service. Hey Tim! I waited a bit after I graduated in 2007 because I became a single Mom in March of 2008. Above, student loan borrowers gather near the White House to tell President Biden to cancel student debt on May 12 . I am fighting to get the AI loans wipe out, and it is harder to do it! My page has plenty of details about how it works and what you need to cite in order to get a discharge approved, so make sure to read through all the content and you should be all set! And the really good news is that even more assistance may be forthcoming, as several state attorneys general and a series of Democratic congress-members have requested that the Department of Education allow EVERYONE with Federal student loans from the Art Institute schools closed in 2018 or 2019 to have their loans entirely forgiven. Also, students facing misconduct by the school, such as lying about the job replacement rates or the true cost of the education, can apply for the Borrowers Defense program. Be sure to include everything in your application, and go into detail about it. It was from 2010-2014. Take a look at my section on Private Student Loan Debt Relief, and Private Student Loan Forgiveness Programs for details on whats available there. I attended this school, but couldnt complete my education because I maxed out my loans and the cost of school was far more than I could afford. While I have those, my main concern is my private loans held with two different providers. Therefore, if your college closed down before you get the chance to finish your education, you may be eligible for this discharge program. I attended New England Institute of Art from 2004-2007 mostly having to use private loans in order to keep attending school. Plus I am on disability. I was finally able to get my career going but Im behind because of the years I lost waiting for my graphic design degree from the Art Institute to pay off. Eligible even though he recently consolidated his federal loans after I graduated and asked for help finding a is... 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